No Credit? Bad Credit? Good Credit? Don't worry, we got you! We have a variety of finance options below to fit you and you lifestyle! Contact us with any questions so we can help you shop now and pay later!
American First Finance
• Approvals from $200 - $5,000*
• Fast & Easy Application
• Quick Lending Decision†
*Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. New customers may be approved for loan amounts up to $3,500 and returning customers up to $5,000. See agreement for details. Loans originated by FinWise Bank, a Utah-chartered bank, Member FDIC.
Products may vary by location.
† Decisions may take additional time and not be same day, including if more information is needed to complete an application.
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Snap Finance
Our no credit needed financing allows you to get the furniture you need without worrying about your credit score. We believe that your home should be furnished to your liking, regardless of your credit history. With this option, you can enjoy the benefits of quality furniture while making manageable payments.
Additionally, our buy now, pay later furniture option allows you to take home the furniture you love today and start making payments at a later date. This option provides you with the flexibility to furnish your home without any immediate financial strain.
Simple Easy to apply, know in seconds.
Accessible For those who need it most.
Flexible Get it now, pay over time.
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Affirm
Choose Affirm at checkout
Just select Affirm at checkout when shopping to see your payment options. Subject to eligibility. Look for the Affirm logo at checkout. Didn’t see it? You can request a one-time-use virtual card in the Affirm app or learn how the Affirm Card™ works.
The Affirm Card™
Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card. You can request a one-time-use virtual card in the Affirm app or learn how the Affirm Card™ works.
Shop online and in-store
See how much you can spend, and then pay using Affirm at our stores.
Manage and make your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
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